Fitch Downgrades U.S. Credit Rating to AA+ from AAA

Fitch Downgrades U.S. Credit Rating to AA+ from AAA, Citing Fiscal Deterioration and High Debt Burden Fitch Ratings downgraded the United States’ long-term credit rating to AA+ from AAA on Tuesday, citing expected fiscal deterioration over the next three years as well as a high and growing general government debt burden. Fitch Downgrades U.S. Credit … Leggi tutto

When Can an Employer Legally Cut Your Pay?

Navigating the nuances of employment law can be a challenge, particularly when it comes to questions around salary and wages. A critical question that arises is, under what circumstances can an employer legally cut your pay? The answer to this question is multifaceted and requires an understanding of several factors such as the terms of … Leggi tutto

Calculating Return on Invested Capital (ROIC)

Return on invested capital (ROIC) is a financial metric that measures a company’s profitability and efficiency. It is calculated by dividing a company’s net operating profit after taxes (NOPAT) by its invested capital. ROIC is an important metric for investors because it can help them to assess a company’s ability to generate profits from its … Leggi tutto

The 25 Lowest-Paying Jobs in America

These jobs are all low-paying because they require little education or training. Many of them are also physically demanding or dangerous. However, some of these jobs offer opportunities for advancement, such as becoming a manager or supervisor. Here are some additional facts about the lowest-paying jobs in America: The median annual wage for all jobs … Leggi tutto

How To Fill Out a Job Application

Filling out a job application form can be a daunting process, but with careful attention to detail and a strategic approach, you can effectively present yourself as an ideal candidate for the position. Here’s a comprehensive guide on how to do so: Personal Details: This section usually requires basic information such as your name, address, … Leggi tutto

What Is Adjusted Gross Income?

Adjusted gross income (AGI) is a measure of your total income before taxes. It is calculated by subtracting certain “above-the-line” deductions from your gross income. These deductions include things like student loan interest, charitable contributions, and moving expenses. AGI is important because it is used to determine your tax liability. The higher your AGI, the … Leggi tutto

Health Insurance Plan Which Is Best

Choosing the right health insurance plan can be a daunting task, but understanding the various factors that determine the optimal health insurer will greatly simplify the process. Here, we will provide a comprehensive and detailed list of factors that one should review before selecting a health insurance plan. These factors will include deductibles, premiums, network … Leggi tutto